COMPARISON 2026
vs
Instant Funding vs The 5ers
Detailed side-by-side comparison to help you choose the right prop trading firm.
Overall Winner: The 5ers
Quick Overview
Instant Funding
Established 2021·United Kingdom
DynamiqScore4.4/5.0
Profit Split
60–95%
Evaluation Fee
$189+
Payout Frequency
weekly
Payout Speed
24–48 hours
The 5ers
Established 2016·United Kingdom
DynamiqScore4.5/5.0
Profit Split
50–100%
Evaluation Fee
$19+
Payout Frequency
on-demand
Payout Speed
16 hours
Detailed Comparison
| Instant Funding | The 5ers | |
|---|---|---|
| Starting Capital | $625 – $300,000 | $2,500 – $250 000 |
| Max Capital | $3,840,000 | $4 000 000 |
| Profit Split | 60% – 95% | 50% – 100%Winner |
| Evaluation Fee | $189 – $1399 | $19 – $875Winner |
| Payout Frequency | weekly | on-demand |
| Payout Speed | 24–48 hours | 16 hours |
| Commission | $5/lot (Forex) | Spreads as low as 0 |
| Established | 2021 | 2016 |
| Country | United Kingdom | United Kingdom |
Challenge Rules
| Instant Funding | The 5ers | |
|---|---|---|
| Daily Loss Limit | 5% | 5% |
| Phase 1 Profit Target | 10% | 10% |
| Phase 1 Max Drawdown | 10% | 10% |
| Phase 1 Time Limit | No limit | No limit |
| Phase 2 Profit Target | 5% | 5% |
| Phase 2 Max Drawdown | 10% | 10% |
| Phase 2 Time Limit | No limit | No limit |
| Min Trading Days | 4 | 4 |
Pricing & Account Options
Instant Funding
$2,500
Instant
$225
$5,000
Instant
$295
$10,000
Instant
$495
Popular$20,000
Instant
$895
$40,000
Instant
$1695
The 5ers
$5,000
Hyper Growth
$260
$10,000
Hyper Growth
$450
Popular$20,000
Hyper Growth
$850
$100,000
High Stakes
$500
Ratings & Trust
| Instant Funding | The 5ers | |
|---|---|---|
| DynamiqScore | 4.4 / 5.0 | 4.5 / 5.0Winner |
| Expert Score | 4.5 (1 reviews) | 4.7 (1 reviews)Winner |
| User Score | 4.3 (2 reviews)Winner | 4.2 (2 reviews) |
| Trustpilot Rating | — | 4.8 / 5.0 |
Features & Platforms
| Instant Funding | The 5ers | |
|---|---|---|
| Trading Platforms | MetaTrader 5, cTrader, Match-Trader | MetaTrader 5, cTrader, Black Arrow (Futures) |
| Instruments | Forex, Indices, Commodities, Crypto | Forex, Metals, Indices, Oil, Crypto, Futures |
| Scaling Available | Yes | Yes |
| Max Scaling Amount | $3,840,000 (multi-account) | $4 000 000 |
Instant Funding — Unique Features
- No evaluation required (Instant Funding)
- No daily drawdown on IF accounts
- $18.7M+ paid out since 2023
- Scale up to $3.84M across accounts
- Weekly payouts, withdrawals from $25
- 82,000+ traders in 180+ countries
- 33-second average support response
- Support in 14 languages
- 8 industry awards
- IF Plus loyalty: up to +10% split
Key Selling Points
- No evaluation required with Instant Funding accounts
- No daily drawdown on flagship IF accounts
- $18.7M+ paid out since 2023
- Scale up to $3.84M across accounts (each doubles at 10%)
- Weekly payouts, withdrawals from $25
- 82,000+ traders across 180+ countries
- 33-second average support response time
- Support in 14 languages
- 8 industry awards
- IF Plus loyalty program: up to +10% profit split
The 5ers — Unique Features
- Scale up to $4,000,000
- Up to 100% profit share
- 16 hours average payout time
- NEW: Futures programs on Black Arrow
- High Stakes entry from $19
- Bootcamp: funded for $72 total
- MT5 Hedge and cTrader
- ~336K funded traders
Key Selling Points
- Scale up to $4,000,000
- Up to 100% profit share
- 16 hours average payout time
- NEW: Futures programs on Black Arrow platform
- High Stakes entry from just $19
- Bootcamp: funded for $72 total
- MT5 Hedge and cTrader platforms
- 4.8/5 Trustpilot from 21,000+ reviews
- ~336,000 funded traders worldwide
Our Verdict
The 5ers wins in 4 of 9 categories
The 5ers has an edge over Instant Funding, based on our data-driven analysis across multiple comparison criteria.
Related Comparisons
Frequently Asked Questions
Which firm has better profit split?
The 5ers (100% vs 95%)
Which firm has lower evaluation fees?
The 5ers ($19 vs $189)
Which firm has more lenient trading rules?
Instant Funding
Can I have accounts at both firms?
Yes, most traders hold accounts at multiple prop firms simultaneously to diversify and take advantage of each firm's unique benefits.
