COMPARISON 2026
vs
Instant Funding vs City Traders Imperium
Detailed side-by-side comparison to help you choose the right prop trading firm.
Overall Winner: City Traders Imperium
Quick Overview
Instant Funding
Established 2021·United Kingdom
DynamiqScore4.4/5.0
Profit Split
60–95%
Evaluation Fee
$189+
Payout Frequency
weekly
Payout Speed
24–48 hours
City Traders Imperium
Established 2018·United Arab Emirates
DynamiqScore4.4/5.0
Profit Split
50–100%
Evaluation Fee
$39+
Payout Frequency
monthly (challenges), bi-weekly (Instant)
Payout Speed
24 hours
Detailed Comparison
| Instant Funding | City Traders Imperium | |
|---|---|---|
| Starting Capital | $625 – $300,000 | $2,500 – $200 000 |
| Max Capital | $3,840,000 | $4 000 000 |
| Profit Split | 60% – 95% | 50% – 100%Winner |
| Evaluation Fee | $189 – $1399 | $39 – $689Winner |
| Payout Frequency | weekly | monthly (challenges), bi-weekly (Instant) |
| Payout Speed | 24–48 hours | 24 hours |
| Commission | $5/lot (Forex) | $5/lot (Forex) |
| Established | 2021 | 2018 |
| Country | United Kingdom | United Arab Emirates |
Challenge Rules
| Instant Funding | City Traders Imperium | |
|---|---|---|
| Daily Loss Limit | 5% | 5% |
| Phase 1 Profit Target | 10% | 10% |
| Phase 1 Max Drawdown | 10% | 10% |
| Phase 1 Time Limit | No limit | No limit |
| Phase 2 Profit Target | 5% | 5% |
| Phase 2 Max Drawdown | 10% | 10% |
| Phase 2 Time Limit | No limit | No limit |
| Min Trading Days | 4 | 4 |
Pricing & Account Options
Instant Funding
$2,500
Instant
$225
$5,000
Instant
$295
$10,000
Instant
$495
Popular$20,000
Instant
$895
$40,000
Instant
$1695
City Traders Imperium
$5,000
1-Step Challenge
$29
$5,000
2-Step Classic
$39
$10,000
2-Step Classic
$79
$50,000
2-Step Classic
$299
Popular$100,000
2-Step Classic
$499
$2,500
Instant Funding
$69
Ratings & Trust
| Instant Funding | City Traders Imperium | |
|---|---|---|
| DynamiqScore | 4.4 / 5.0 | 4.4 / 5.0Winner |
| Expert Score | 4.5 (1 reviews) | 4.5 (1 reviews) |
| User Score | 4.3 (2 reviews) | 4.3 (2 reviews)Winner |
| Trustpilot Rating | — | 4.3 / 5.0 |
Features & Platforms
| Instant Funding | City Traders Imperium | |
|---|---|---|
| Trading Platforms | MetaTrader 5, cTrader, Match-Trader | MetaTrader 5, Match-Trader |
| Instruments | Forex, Indices, Commodities, Crypto | Forex, Commodities, Indices, Crypto |
| Scaling Available | Yes | Yes |
| Max Scaling Amount | $3,840,000 (multi-account) | $4 000 000 |
Instant Funding — Unique Features
- No evaluation required (Instant Funding)
- No daily drawdown on IF accounts
- $18.7M+ paid out since 2023
- Scale up to $3.84M across accounts
- Weekly payouts, withdrawals from $25
- 82,000+ traders in 180+ countries
- 33-second average support response
- Support in 14 languages
- 8 industry awards
- IF Plus loyalty: up to +10% split
Key Selling Points
- No evaluation required with Instant Funding accounts
- No daily drawdown on flagship IF accounts
- $18.7M+ paid out since 2023
- Scale up to $3.84M across accounts (each doubles at 10%)
- Weekly payouts, withdrawals from $25
- 82,000+ traders across 180+ countries
- 33-second average support response time
- Support in 14 languages
- 8 industry awards
- IF Plus loyalty program: up to +10% profit split
City Traders Imperium — Unique Features
- Balance-based drawdown - never trails equity
- Established since 2018
- Scale up to $4 million
- Challenges from $39
- VIP: Bronze 90%/weekly, Silver 100%/on-demand, Gold salary
- NEW: 3-Step Challenge
- 1-Step: NO daily loss limit
- No news restrictions
- Free CTI Academy access
Key Selling Points
- Balance-based drawdown - never trails your equity
- Established since 2018 (8 years)
- Scale up to $4 million
- Challenges from just $39
- VIP Tiers: Bronze (90%/weekly), Silver (100%/on-demand), Gold (salary)
- NEW: 3-Step Challenge option
- 1-Step Challenge: NO daily loss limit
- No news restrictions, no time limits
- Free CTI Academy access
- 4.3/5 Trustpilot from 2,000+ reviews
Our Verdict
City Traders Imperium wins in 4 of 9 categories
City Traders Imperium has an edge over Instant Funding, based on our data-driven analysis across multiple comparison criteria.
Related Comparisons
Frequently Asked Questions
Which firm has better profit split?
City Traders Imperium (100% vs 95%)
Which firm has lower evaluation fees?
City Traders Imperium ($39 vs $189)
Which firm has more lenient trading rules?
Instant Funding
Can I have accounts at both firms?
Yes, most traders hold accounts at multiple prop firms simultaneously to diversify and take advantage of each firm's unique benefits.
