COMPARISON 2026
vs
Instant Funding vs Phidias
Detailed side-by-side comparison to help you choose the right prop trading firm.
Overall Winner: Phidias
Quick Overview
Instant Funding
Established 2021·United Kingdom
DynamiqScore4.4/5.0
Profit Split
60–95%
Evaluation Fee
$189+
Payout Frequency
weekly
Payout Speed
24–48 hours
Phidias
Established 2023·Gibraltar
DynamiqScore4.5/5.0
Profit Split
75–100%
Evaluation Fee
$55+
Payout Frequency
daily, uncapped
Payout Speed
90% under 30 minutes
Detailed Comparison
| Instant Funding | Phidias | |
|---|---|---|
| Starting Capital | $625 – $300,000 | $25,000 – $150,000 |
| Max Capital | $3,840,000 | $150,000 |
| Profit Split | 60% – 95% | 75% – 100%Winner |
| Evaluation Fee | $189 – $1399 | $55 – $1123Winner |
| Payout Frequency | weekly | daily, uncapped |
| Payout Speed | 24–48 hours | 90% under 30 minutes |
| Commission | $5/lot (Forex) | $5/lot (Forex) |
| Established | 2021 | 2023 |
| Country | United Kingdom | Gibraltar |
Challenge Rules
| Instant Funding | Phidias | |
|---|---|---|
| Daily Loss Limit | 5% | 5% |
| Phase 1 Profit Target | 10% | 10% |
| Phase 1 Max Drawdown | 10% | 10% |
| Phase 1 Time Limit | No limit | No limit |
| Phase 2 Profit Target | 5% | 5% |
| Phase 2 Max Drawdown | 10% | 10% |
| Phase 2 Time Limit | No limit | No limit |
| Min Trading Days | 4 | 3Winner |
Pricing & Account Options
Instant Funding
$2,500
Instant
$225
$5,000
Instant
$295
$10,000
Instant
$495
Popular$20,000
Instant
$895
$40,000
Instant
$1695
Phidias
$50,000
Fundamental OTP
$116
$100,000
Fundamental OTP
$145
Popular$150,000
Fundamental OTP
$173
$50,000
Fundamental Monthly
$580
$100,000
Fundamental Monthly
$723
$150,000
Fundamental Monthly
$863
Ratings & Trust
| Instant Funding | Phidias | |
|---|---|---|
| DynamiqScore | 4.4 / 5.0 | 4.5 / 5.0Winner |
| Expert Score | 4.5 (1 reviews) | 4.6 (1 reviews)Winner |
| User Score | 4.3 (2 reviews) | 4.3 (2 reviews)Winner |
| Trustpilot Rating | — | 4.7 / 5.0 |
Features & Platforms
| Instant Funding | Phidias | |
|---|---|---|
| Trading Platforms | MetaTrader 5, cTrader, Match-Trader | Sierra Chart, Quantower, Bookmap, MotiveWave, ATAS, DeepCharts |
| Instruments | Forex, Indices, Commodities, Crypto | Stock Index Futures, Interest Rate Futures, Currency Futures, Crypto Futures, Agriculture Futures, Energy Futures, Metals Futures |
| Scaling Available | Yes | Yes |
| Max Scaling Amount | $3,840,000 (multi-account) | 15 accounts |
Instant Funding — Unique Features
- No evaluation required (Instant Funding)
- No daily drawdown on IF accounts
- $18.7M+ paid out since 2023
- Scale up to $3.84M across accounts
- Weekly payouts, withdrawals from $25
- 82,000+ traders in 180+ countries
- 33-second average support response
- Support in 14 languages
- 8 industry awards
- IF Plus loyalty: up to +10% split
Key Selling Points
- No evaluation required with Instant Funding accounts
- No daily drawdown on flagship IF accounts
- $18.7M+ paid out since 2023
- Scale up to $3.84M across accounts (each doubles at 10%)
- Weekly payouts, withdrawals from $25
- 82,000+ traders across 180+ countries
- 33-second average support response time
- Support in 14 languages
- 8 industry awards
- IF Plus loyalty program: up to +10% profit split
Phidias — Unique Features
- Real LIVE account from first payout (Express to Live)
- Daily, uncapped payouts - 90% under 30 min
- Static drawdown that never trails
- Zero minimum trading days
- Premium: profit split scales to 100%
- $15M+ paid out, 18K funded traders
- CME Group futures markets
- 6 trading platforms
- Up to 15 funded accounts
- One-Time Payment model from $55
Key Selling Points
- Real LIVE account from your first payout (Express to Live)
- Daily, uncapped payouts - 90% processed under 30 minutes
- Static drawdown that never trails (Express to Live)
- Zero minimum trading days - funded in as little as 48h
- Premium accounts: profit split scales to 100%
- $15M+ paid out, 18,000 funded traders
- CME Group futures markets
- 6 platforms: Sierra Chart, Quantower, Bookmap, MotiveWave, ATAS, DeepCharts
- Up to 15 funded accounts simultaneously
- One-Time Payment model from $55 - no activation fee
Our Verdict
Phidias wins in 4 of 9 categories
Phidias has an edge over Instant Funding, based on our data-driven analysis across multiple comparison criteria.
Related Comparisons
Frequently Asked Questions
Which firm has better profit split?
Phidias (100% vs 95%)
Which firm has lower evaluation fees?
Phidias ($55 vs $189)
Which firm has more lenient trading rules?
Phidias
Can I have accounts at both firms?
Yes, most traders hold accounts at multiple prop firms simultaneously to diversify and take advantage of each firm's unique benefits.
