COMPARISON 2026
vs
Instant Funding vs Phidias
Detailed side-by-side comparison to help you choose the right prop trading firm.
Overall Winner: Phidias
Quick Overview
Instant Funding
Established 2021·United Arab Emirates
DynamiqScore4.4/5.0
Profit Split
60–95%
Evaluation Fee
$189+
Payout Frequency
weekly
Payout Speed
24–48 hours
Phidias
Established 2023·France
DynamiqScore4.5/5.0
Profit Split
80–80%
Evaluation Fee
$120+
Payout Frequency
every 10 trading days (CASH), daily (LIVE)
Payout Speed
Within 24 hours
Detailed Comparison
| Instant Funding | Phidias | |
|---|---|---|
| Starting Capital | $625 – $300,000 | $25,000 – $150,000 |
| Max Capital | $1,280,000 | $150,000 |
| Profit Split | 60% – 95%Winner | 80% – 80% |
| Evaluation Fee | $189 – $1399 | $120 – $720Winner |
| Payout Frequency | weekly | every 10 trading days (CASH), daily (LIVE) |
| Payout Speed | 24–48 hours | Within 24 hours |
| Commission | $5/lot (Forex) | $5/lot (Forex) |
| Established | 2021 | 2023 |
| Country | United Arab Emirates | France |
Challenge Rules
| Instant Funding | Phidias | |
|---|---|---|
| Daily Loss Limit | 5% | 5% |
| Phase 1 Profit Target | 10% | 10% |
| Phase 1 Max Drawdown | 10% | 10% |
| Phase 1 Time Limit | No limit | No limit |
| Phase 2 Profit Target | 5% | 5% |
| Phase 2 Max Drawdown | 10% | 10% |
| Phase 2 Time Limit | No limit | No limit |
| Min Trading Days | 4 | 3Winner |
Pricing & Account Options
Instant Funding
$2,500
Instant
$225
$5,000
Instant
$295
$10,000
Instant
$495
Popular$20,000
Instant
$895
$40,000
Instant
$1695
Phidias
$50,000
Fundamental OTP
$116
$100,000
Fundamental OTP
$145
Popular$150,000
Fundamental OTP
$173
$50,000
Fundamental Monthly
$580
$100,000
Fundamental Monthly
$723
$150,000
Fundamental Monthly
$863
Ratings & Trust
| Instant Funding | Phidias | |
|---|---|---|
| DynamiqScore | 4.4 / 5.0 | 4.5 / 5.0Winner |
| Expert Score | 4.5 (1 reviews) | 4.6 (1 reviews)Winner |
| User Score | 4.3 (2 reviews) | 4.3 (2 reviews)Winner |
| Trustpilot Rating | 4.4 / 5.0Winner | 3.9 / 5.0 |
Features & Platforms
| Instant Funding | Phidias | |
|---|---|---|
| Trading Platforms | MetaTrader 5, cTrader, Match-Trader | Rtrader Pro, dxFeed, Rithmic |
| Instruments | Forex, Indices, Commodities, Crypto | Stock Index Futures, Interest Rate Futures, Currency Futures, Crypto Futures, Agriculture Futures, Energy Futures, Metals Futures |
| Scaling Available | Yes | Yes |
| Max Scaling Amount | $1 280 000 | 15 accounts |
Instant Funding — Unique Features
- No evaluation required (Instant Funding)
- Scale up to $1.28M
- Weekly payouts on Instant accounts
- 99.76% platform uptime
- 33-second average support response
- Support in 14 languages
- 8 industry awards
- $17.26M+ paid out since 2023
- IF Plus loyalty program
- On-chain payout verification
Key Selling Points
- No evaluation required with Instant Funding accounts
- Scale up to $1.28M (account doubles at 10% profit)
- Weekly payouts on Instant accounts
- 99.76% platform uptime
- 33-second average support response time
- Support in 14 languages
- 8 industry awards
- $17.26M+ paid out since 2023
- IF Plus loyalty program with up to 50% savings
- On-chain payout verification
Phidias — Unique Features
- Access to LIVE real trading account
- Futures trading on CME Group markets
- Funded in as little as 3 days
- Up to 15 funded accounts simultaneously
- Daily payouts on LIVE accounts
- Swing trading with overnight/overweek holding
- 24/7 Support in English, French, Spanish
- No daily loss limit on Fundamental/Swing
- News trading allowed on all accounts
- One-Time Payment (OTP) model - lifetime account
Key Selling Points
- Access to LIVE real trading account (not just simulated)
- Futures trading on CME Group markets
- Funded in as little as 3 days
- Up to 15 funded accounts simultaneously
- Daily payouts on LIVE accounts
- Swing trading with overnight/overweek holding
- 24/7 Support in English, French, Spanish
- No daily loss limit on Fundamental/Swing
- News trading allowed on all accounts
- One-Time Payment (OTP) model - lifetime account
Our Verdict
Phidias wins in 3 of 9 categories
Phidias has an edge over Instant Funding, based on our data-driven analysis across multiple comparison criteria.
Related Comparisons
Frequently Asked Questions
Which firm has better profit split?
Instant Funding (95% vs 80%)
Which firm has lower evaluation fees?
Phidias ($120 vs $189)
Which firm has more lenient trading rules?
Phidias
Can I have accounts at both firms?
Yes, most traders hold accounts at multiple prop firms simultaneously to diversify and take advantage of each firm's unique benefits.
